Who is Financial Planning for?
Put simply, everyone! Including you.
Financial planning is for anyone who wants to improve their financial wellbeing and achieve their life goals. Whether you are just starting out in your career, saving for a down payment on a house, planning for retirement, or managing your finances in retirement, financial planning can help you achieve your financial goals and improve your overall financial wellbeing.
Financial planning is especially important for those who are nearing retirement age or are already retired. As people approach retirement, they need to start thinking about how to make their savings last for the rest of their lives. A CERTIFIED FINANCIAL PLANNER professional can help retirees create a plan to ensure that their savings will last as long as they do. They can also help retirees make the most of their savings by investing in the right types of accounts and managing their taxes.
It is also important for young professionals and students who are just starting out in their careers. They may have student loans, credit card debt and other financial obligations that need to be managed. A CERTIFIED FINANCIAL PLANNER professional can help them create a budget and develop a plan to pay off their debt while saving for the future.
In addition, it is also important for families, especially those with children. Families have unique financial needs, such as saving for college, managing household expenses, and protecting against financial risks. A CERTIFIED FINANCIAL PLANNER professional can help families create a plan to achieve their financial goals while balancing their current and future needs.
Overall, financial planning is for anyone who wants to achieve financial wellbeing and achieve their life goals. It can be tailored to meet your unique needs and goals and help you feel more in control of your finances and better prepared for the future.