Expert Financial Guidance from a CERTIFIED FINANCIAL PLANNER™ Professional
Working with a CERTIFIED FINANCIAL PLANNER professional means choosing an expert who meets the highest international standards and takes a holistic view of your finances. Their client-centred approach helps you make informed decisions, manage your money with confidence, and stay on track as life changes.
Expert Guidance You Can Trust
Talking about money is personal. When you share your financial information, you place real trust in your adviser. CFP® professionals respect that trust.
Guided by a strict Code of Ethics set by FPSB Ireland, they act in your best interests and provide clear, honest advice you can rely on.
What Sets a CFP Professional Apart?
CFP professionals maintain their certification throughout their careers. Each year they update their knowledge and renew their commitment to ethical, client focused advice.
Their guidance is clear and practical, centred on your goals and what matters most to you, giving you confidence that your financial future is in capable hands.
The Difference a CFP Professional Makes
A CERTIFIED FINANCIAL PLANNER professional offers expert, objective guidance built on education, ethics, and experience. Their goal is to help you make clear and confident financial decisions. Research shows that people who work with CERTIFIED FINANCIAL PLANNER professionals feel more confident, more in control, and less anxious about money.
7
in 10
report living with a strong sense of purpose
7
in 10
say they are confident of solving most challenges
9
in 10
say they feel financially secure overall
Preparing for Your First Meeting
Your Goals
Consider short, medium, and long-term financial objectives such as buying a home, starting a business, or preparing for retirement.
Your Responsibilities
Outline existing commitments like mortgage payments or childcare costs, and anticipated ones such as funding education or supporting family members.
Income and Expenses
Provide a clear view of your finances, including income, regular expenses, loans, and subscriptions. A current budget or expense tracker can be helpful.
Documents
Gather key paperwork such as payslips, pension statements, investment records, loan or credit card details, and insurance policies.
Assets and Liabilities
Gather key paperwork such as payslips, pension statements, investment records, loan or credit card details, and insurance policies.
Tax Information
Include copies of recent tax returns and, if applicable, business or foreign tax records. Any additional income not shown on returns should also be disclosed.
Understanding Fees and the Value of Advice
CFP professionals in Ireland may be compensated through fees, commissions, or a combination of both, depending on the services provided. Fees may be fixed, hourly, or based on a percentage of assets under management.
Before any work begins, your planner will explain the fee structure in full so you understand how they are compensated and what services are included. Transparency and value are central to professional financial planning. While paying for advice is an investment, the benefits often exceed the cost by improving financial outcomes through better planning, tax efficiency, and reduced risk.
What the Relationship Looks Like Over Time
Once a financial plan is in place, the CFP professional remains a trusted point of contact, providing guidance as circumstances change. Over time, conversations often move from financial details to broader life decisions, such as career transitions, family commitments, or retirement planning.
The planner’s role is to bring clarity, offer perspective, and ensure the plan continues to reflect individual goals and priorities. The relationship is grounded in professionalism, trust, and ongoing support.